Pre-Sale Special >>

MAXIMIZE YOUR CREDIT SCORE AND DEVELOP WEALTHY HABITS TO CREATE SUSTAINABLE WEALTH.

 

 Building a foundation for wealth takes consistent healthy habits.

Learn what habits matter to maximize your credit score and set your foundation for wealth with the F.I.T. Wealth Plan.

The F.I.T. Wealth Plan is FOR YOU IF

You are starting a new phase of your life and need to maximize your credit score and build your finances.

You are generating income and you want to take your finances to the next level.

You have experienced financial difficulties and you want to secure your financial future. 

"Yes! I am ready for a F.I.T. Life"

MAXIMIZE YOUR CREDIT SCORE AND DEVELOP WEALTHY HABITS TO CREATE SUSTAINABLE WEALTH.

 

Building a foundation for wealth takes consistent healthy habits.

Learn what habits matter to maximize your credit score and set your foundation for wealth with the

F.I.T. Wealth Plan.

The F.I.T. Wealth Plan is FOR YOU IF

You are starting a new phase of your life and need to maximize your credit score and build your finances.

You are generating income and you want to take your finances to the next level.

You have experienced financial difficulties and you want to secure your financial future. 

“My purpose is to empower communities to build a solid foundation for legacy wealth."

 

Ravena B. Lottie, Esq

Message from the  Course Creator

My purpose is to empower our communities to build a solid foundation for legacy wealth and I have created the ultimate course and resource hub to do just that and take your finances to the next level!  

 

Through my bankruptcy practice for the past twenty years, I have helped many people use bankruptcy as a tool to overcome the financial setbacks created by poor money management, job loss, business closure, divorce, and death. After that, I helped my clients who were struggling to rebuild their finances and credit after bankruptcy so that they could fully benefit from the fresh start that the bankruptcy process intended. 

 

They were able to maximize and maintain their credit scores, acquire loans and credit at lower interest rates, set financial goals, create working budgets, purchase new homes and cars, and most importantly, continue on their path toward living the life they want to live.  

Transformation begins with Education.

Combining my purpose with my education and training, I created the F.I.T. Wealth Plan, a course designed with evidence-based tools and proven action steps to help you maximize and maintain your credit score and build a foundation for legacy wealth.

 

F.reedom  I.ntegrity  and T.ransformation are the cornerstones of the F.I.T. Wealth Plan.

 

It's time to level up your finances.  You deserve the life you want to live!

 

The F.I.T. Wealth Plan is an investment in you and your future.  Start your journey F.I.T. Life today!

  

 

 

About Ravena >>

"Yes! I am ready for a F.I.T. Life"

“My purpose is to empower communities to build a solid foundation for legacy wealth."

 

Ravena B. Lottie, Esq

Message from the  Course Creator

My purpose is to empower our communities to build a solid foundation for legacy wealth and I have created the ultimate course and resource hub to do just that and take your finances to the next level!  

 

Through my bankruptcy practice for the past twenty years, I have helped many people use bankruptcy as a tool to overcome the financial setbacks created by poor money management, job loss, business closure, divorce, and death. After that, I helped my clients who were struggling to rebuild their finances and credit after bankruptcy so that they could fully benefit from the fresh start that the bankruptcy process intended. 

 

They were able to maximize and maintain their credit scores, acquire loans and credit at lower interest rates, set financial goals, create working budgets, purchase new homes and cars, and most importantly, continue on their path toward living the life they want to live.  

Transformation begins with Education.

Combining my purpose with my education and training, I created the F.I.T. Wealth Plan, a course designed with evidence-based tools and proven action steps to help you maximize and maintain your credit score and build a foundation for legacy wealth.

 

F.reedom  I.ntegrity  and T.ransformation are the cornerstones of the F.I.T. Wealth Plan.

 

It's time to level up your finances.  You deserve the life you want to live!

 

The F.I.T. Wealth Plan is an investment in you and your future.  Start your journey F.I.T. Life today!

  

 

About Ravena >>

F.I.T. Wealth Plan

FREEDOM  ~ INTEGRITY ~ TRANSFORMATION

 

The F.I.T. Wealth Plan is a self-paced system to help you:

 

Build a Strong Financial Foundation

Begin Wealth Building

Maximize Your Credit Score

Here's what my clients say:

No co-signer is necessary!

I will be graduating in May.  Thanks to you, my credit score is 756.  I qualify for an apartment in NY without a co-signer.  Thanks for all your help!  I will share the info with my friends.  All of them need co-signers.

⭐️⭐️⭐️⭐️⭐️

Gerard L. (Senior in college)

My credit score went up!

My Experian score went up today!  I did what you said and  my credit score has increased by 41 points. Now I am beating my brother's score. Pure joy!  He is so mad.  I can not wait to hit 800 first.  Thank you for your help!

⭐️⭐️⭐️⭐️⭐️

Chris B. (Millineal)

The F.I.T. Wealth Plan walks you through the building blocks to set your foundation for wealth building.

 

Our primary goal is to teach you wealthy habits and how to make smart decisions about your
money, credit, and your financial well-being so you have skills that serve you for life.
 
There are no get rich quick gimmicks or guaranteed results.
 
Building a foundation for wealth takes consistent action.
 Wealth is a long game.
 
You'll need focus and have a willingness to actually do the work for this transformation.

What 's included...

✔ strategies to increase your credit score based on the habits of 800+ credit score achievers

✔ the 5 biggest factors that impact your credit score

✔ how to increase your credit score & decrease your interest rates

✔ credit building tips

✔ best practices to pay off your creditors and eliminate debt

✔ which credit score really matters

✔ how to negotiate with creditors

✔ how to clean up the errors on your credit report and increase your score

✔ how to create multiple streams of income

✔ how to protect your assets

✔ how to align your thoughts and your actions with your goals

✔ where you stand financially

✔ your money goals and set a plan to reach them

✔ the optimal way to eliminate your debt

✔ how to read your credit report

✔ how to legally correct your credit report to optimize your credit score

✔ how to maximize & maintain your credit score,

 
"Yes! I am ready for a F.I.T. Life"

The FIT Wealth Plan was realized after years of helping people to transform their financial life using strategies and principles based on the habits of wealthy people.

 

Using these proven strategies, you will lay the foundation to build wealth and maximize and maintain your credit score.

 

 Upon completion of the program, you will gain the transformation of financial freedom.

Here's what my clients say:

On the Right Track!

You were a blessing to us in our time of need. Things are really well....the studio is Awesome and my husband is keeping busy with work. We are on the right track and working on staying ahead of the game, being more disciplined with our lifestyle and working towards our future retirement!

Thanks Again and God Bless You and Your Family!

⭐️⭐️⭐️⭐️⭐️

Lisa P. (Entrepreneur)

Monthly Financial Checkup!

At the beginning of the year, when my husband found gainful employment, we sat down together to work on a budget. It was the first time we had BOTH been engaged in understanding and putting pen to paper what our financial expectation for our household should be going forward. We are both committed to having a financial checkup once a month, to ensure we are both well versed and abreast of where we are at the end of each month. This gives us both accountability for our financial situation. We are at a point where we can actually put money in saving again, and don’t have heartburn over paying bills anymore. We even set up a household bank account which is something we’ve never done in all our 14 years of marriage.

Thank you again for all of your help through this process, and taking the time to answer our questions (big or small) in a way that we could understand it.

⭐️⭐️⭐️⭐️⭐️

The Therrells (married with children)

Limited Time

PRE-SALE SPECIAL

You'll receive the entire 8-Module F.I.T. Wealth Plan
+
a full resource library of supplemental training, advice, and masterclasses
 

PLUS!

You'll receive 3 months FREE in the F.I.T Wealth Private Facebook Group
 

PLUS!

a private 45-minute consultation with your F.I.T. Coach

(this alone is a Value of $199)

 

Yes, I'm Ready to live a F.I.T. Life!

What's inside the modules

Here's what my clients say:

The Journey!

Reaching out to say thank you!  It has been about 6 months since my bankruptcy.  I am virtually debt free and my credit score is in the 700s.  My business is thriving too!  Thank you for your help along this journey.

⭐️⭐️⭐️⭐️⭐️

 Harris R. (entrepreneur)

Ability to do what he wants to do!

We are doing really well.  We celebrated our 15yr wedding anniversary back in May…It’s amazing how we truly have been able to make life altering decisions based on the fact that we no longer have all that debt over our head and we followed your steps to rebuild.  If we still had all that debt, he would not have been able to go back to school full time.  He has the ability now, to do what he really wants to do.  And of course if he’s happy, I’m happy.

⭐️⭐️⭐️⭐️⭐️

 The Therrells (married)

Limited Time

PRE-SALE SPECIAL

You'll receive the entire 8-Module F.I.T. Wealth Plan
+
a full resource library of supplemental training, advice, and masterclasses
 

PLUS!

You'll receive 3 months FREE in the F.I.T Wealth Private Facebook Group
 

PLUS!

a private 45-minute consultation with your F.I.T. Coach

(this alone is a Value of $199)

Yes, I'm Ready to live a F.I.T. Life!

Thousands of people fall victim to credit repair scams annually. 

The F.I.T. Wealth Plan empowers you to legally maximize and maintain your credit score for a lifetime. 

First Time Budgeter!

Thank you for making me do this.  I never did a budget before.  Now I understand where my money has been going.

⭐️⭐️⭐️⭐️⭐️

 Dena T. (Chapter 13 Bankruptcy Client)

Overcoming the Obstacles!

 

Hi Ravena, I hope all is well!  I wanted to send you a quick email to tell you I finally stepped out there and got a credit card after overcoming the obstacles of filing Chapter 7. I was hesitant because I didn't want to fall into the same traps as before.

My first card was approved with a $3000 credit limit. The interest rate is through the roof (21%) but it was expected just 2 months after my discharge. Anyway, they offer free access to my credit score which I hit the button this morning checking my balance and was blown away at what I saw...my credit score was 706

God is so good!  We have been contemplating getting a car for years and have put it off. That's the next step in the very near future!  Things have been so good and we both continue to say how BK was the best thing we could have done for our finances!

 ⭐️⭐️⭐️⭐️⭐️

Regards, T.T.  (Chapter 7 Bankruptcy Client)

Limited Time

PRE-SALE SPECIAL

You'll receive the entire 8-Module F.I.T. Wealth Plan
+
a full resource library of supplemental training, advice, and masterclasses
 

PLUS!

You'll receive 3 months FREE in the F.I.T Wealth Private Facebook Group
 

PLUS!

a private 45-minute consultation with your F.I.T. Coach

(this alone is a Value of $199)

 

Yes, I'm Ready to live a F.I.T. Life!